Risk warning | Guo Shuqing: Promoting capital preservation and high returns is a financial fraud, and the real estate bubble is a "grey rhinoceros"

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middleGuo Shuqing, secretary of the Party Committee of the People’s Bank of China and chairman of China Banking and Insurance Regulatory Commission of China, recently wrote in Qiushi magazine that the financial sector has faced new major challenges after the COVID-19 epidemic, and the financial system should strive to ensure that the economic and social development goals are achieved as scheduled. The important tasks at this stage include fully promoting the national economy to return to a normal cycle, accelerating the structural reform of the financial supply side, and further strengthening the party’s leadership over financial work.

A quick glance at the main points

1. The real estate bubble is the biggest "grey rhinoceros" threatening financial security, and the current real estate financialization bubble momentum has been curbed.

2. At present, some countries implement unlimited quantitative easing policy, and the long-term effect is very uncertain.

3. Credit risk is the most basic risk in the financial industry, and toxic assets are the focus that must be removed with determination. Covering up the delay will only delay the treatment and eventually bring serious consequences.

4. The risk of shadow banking is "low ignition point" and "high intensity". If there is any trouble, it may form a "prairie fire" and cause endless harm.

5. There are no high-return and low-risk financial products in the world, and there is no so-called "steady profit without loss" financial management project. It is financial fraud to promote "guaranteed capital and high income".

The trend of real estate financialization and bubble has been curbed.

Guo Shuqing said that the real estate bubble is the biggest "grey rhinoceros" threatening financial security. In recent years, various regions and departments have optimized the allocation of financial resources in accordance with the spirit of "housing and not speculating" and "one city, one policy" to prevent funds from flowing into the real estate market in violation of regulations. Compared with 2016, the growth rate of real estate loans decreased by 12 percentage points, and the proportion of new real estate loans in all new loans decreased by 10 percentage points. It not only meets the normal needs of the steady development of the real estate industry, but also avoids greater risks due to excessive concentration of funds.

There is uncertainty about the long-term effect of unlimited quantitative easing policy.

Guo Shuqing said that at present, many countries in the world, especially the most developed countries, have adopted strong stimulus measures. Some countries have implemented unlimited quantitative easing policies, and both fiscal and monetary policies have released a large amount of liquidity to the market, providing direct financing or guarantees to individuals and enterprises. In the short term, this approach is conducive to stabilizing the economy and finance, but there is great uncertainty about the long-term effect.

There is no free lunch in the world, and there is no feast that must come to an end. In the international monetary system dominated by the US dollar, the unprecedented unlimited quantitative easing policy in the United States actually consumes the credit of the US dollar and erodes the foundation of global financial stability, which will have unimaginable negative effects. Emerging economies may face multiple pressures such as imported inflation, shrinking foreign currency assets, exchange rate and capital market shocks. More seriously, the world may once again come to the brink of the global financial crisis.

Increase the disposal of non-performing assets

Guo Shuqing said that financial institutions should adopt a more prudent financial accounting system, classify real assets and fully expose non-performing assets. In daily supervision, it is not simple to take the rise of non-performing rate as a criterion. It is necessary to make use of the financial space vacated by the reduction of provision supervision requirements and increase the disposal of non-performing assets. Formulate realistic income and profit plans, and increase provision and capital replenishment. Clear the policy blocking point of non-performing assets disposal and create more favorable conditions for improving the stability of the financial system.

Guo Shuqing revealed in an interview with the media a few days ago, "It is estimated that the banking industry will dispose of 3.4 trillion yuan of non-performing loans this year, which is stronger than last year’s 2.3 trillion yuan. The disposal will be even stronger next year, because many loans have been postponed and some problems will only be exposed next year."

Maintain a high-pressure situation for high-risk businesses

Guo Shuqing said that it is necessary to adopt a series of macro-hedging policies to deal with the epidemic, and further efforts may be made in case of new abnormal situations during implementation. However, we can’t help but see that enterprises, residents and governments may increase their debts in the context of loose funds. After the expectation of downward consistency of interest rates is strengthened, it may encourage leveraged trading and speculation and give birth to a new round of asset bubbles. Real estate prices in some places began to rebound, and financial resources may once again be concentrated in high-risk areas. Borrowers with poor credit may maliciously evade debts by delaying repayment and other preferential policies, and high-risk shadow banks with complex structures are also prone to make a comeback.

He emphasized that at present, after unremitting governance, the risks of shadow banking have been controlled to a certain extent, but the soil for survival has not been completely eradicated. A slight relaxation of supervision is likely to fully regain its momentum, leading to all previous efforts being abandoned. It is necessary to maintain strategic strength and maintain a high-pressure situation for high-risk businesses. Highlight the principle of simplicity and transparency, standardize cross-financial products, so that the boundaries between public offerings and private offerings are clear, the risks of on-balance-sheet business and off-balance-sheet business are isolated, the entrusted business and self-operated business are operated separately, and the savings products and investment products are distinct. Strive to realize the clear responsibilities and orderly division of labor in the stock market, bond market, credit market and money market. At the same time, we will continue to rectify Internet financial risks and severely crack down on illegal financial activities such as illegal fund-raising.

Timely handling different types of institutional risks.

Guo Shuqing pointed out that institutions with different risks should make accurate and effective policies. High-risk financial groups shall be disposed of according to the established plan and division of labor. For rural financial institutions, adhere to the overall stability of county legal person status, and encourage the use of various ways to supplement capital and introduce strategic investors. For local legal institutions such as city commercial banks and trusts, support provincial governments to formulate and implement disposal plans, and financial management departments strengthen professional guidance. Pay close attention to the study and put forward the list of domestic systemically important banks, and organize the formulation of recovery and disposal plans for financial institutions in the list.

It is necessary to establish an efficient risk disposal mechanism for problem institutions. Financial institutions perform the main responsibilities, and shareholders, especially major shareholders, have to bear important responsibilities. When local party committees and governments perform territorial responsibilities, they should closely combine the responsibility of implementing local party leadership, the responsibility of managing local state-owned financial capital, the responsibility of handling risks in their jurisdictions and the responsibility of maintaining social stability. The financial management department shall perform the main responsibility of supervision. Improve the deposit insurance system and institutional system, and give full play to the role of early intervention, early warning and early disposal.

Actively participate in the formulation of international financial governance and regulatory rules.

Guo Shuqing pointed out that we should follow the principle of autonomy, order, equality and security, and strive to achieve a higher level of financial opening on the premise of ensuring financial sovereignty. Accelerate the construction of an open, transparent, stable and predictable regulatory policy environment, and encourage Chinese and foreign financial institutions to compete on an equal footing, deepen cooperation, learn from each other and promote innovation. Improve the macro-financial management and risk prevention and control capabilities under open conditions, and timely discover and effectively prevent external shocks from spreading to China. Actively participate in the formulation of international financial governance and regulatory rules, strengthen international coordination of macroeconomic policies, and improve the right to speak internationally.

Effectively strengthen the education and protection of financial consumers.

Guo Shuqing said that it is necessary to strengthen the popularization of financial knowledge, so that urban and rural residents can understand that investment is risky. Both institutional and individual investors should establish awareness of value investment, rational investment and risk prevention. Carry forward the spirit of contract, strengthen the awareness of the rule of law, adhere to the law, and increase the illegal cost. Simplify product structure, strictly stratify customers, and truthfully report risks. Strengthen information disclosure and improve market transparency. Accelerate the construction of social credit system, further improve the joint punishment mechanism for dishonesty, and promptly correct all kinds of illegal acts that mislead financial consumers.

Originated from china securities journal.

What is the market trend of horse palm oil? What guidance does this trend have for investors’ strategies?

In recent years, Malaysian palm oil (horse palm oil) market has shown a series of remarkable trends, which not only affect the global edible oil market, but also put forward new requirements for investors’ strategies.

First of all, the supply and demand dynamics of horse palm oil market is the focus of investors’ attention.Supply sideAs the largest palm oil producers in the world, Malaysia and Indonesia’s output fluctuation directly affects the market price. In recent years, due to climate change and the limitation of planting area, the output growth of horse palm oil has slowed down, which has led to a tight supply situation.Demand sideWith the growth of global population and the change of diet structure, especially the increasing demand for edible oil in Asia and the Middle East, the demand for horse palm oil has steadily increased.

Secondly, the price fluctuation of horse palm oil market is also worthy of investors’ close attention.fluctuations in pricesMainly affected by the following factors: First, the change of international crude oil price, because biodiesel production needs a lot of palm oil, the increase of crude oil price will drive the increase of palm oil demand; Second, exchange rate fluctuations, the exchange rate of Malaysian ringgit against the US dollar directly affects the export price of horse palm oil; Third, policy factors, such as the adjustment of Malaysian government’s tax policy on palm oil exports, will also have an impact on market prices.

In order to better understand these trends, the following table shows the main data of horse palm oil market in recent years:

age Output (million tons) Demand (million tons) Price (USD/ton) 2018 19.5 18.0 650 2019 20.0 18.5 seven hundred 2020 19.8 19.0 750 2021 20.2 19.5 eight hundred

Based on these market trends, investors should adopt the following strategies:

1. Diversified investment portfolioConsidering the price fluctuation of horse palm oil market, investors should diversify their funds into different commodities and markets to reduce risks.

2. Pay attention to macroeconomic indicatorsInvestors should pay close attention to international crude oil prices, exchange rate changes and policy adjustments of relevant countries, which will have a direct impact on the horse palm oil market.

3. Use futures toolsHedging through the futures market can effectively avoid the risks brought by price fluctuations. Investors can choose appropriate futures contracts to operate according to market expectations.

4. Long-term investment strategyAlthough the market may fluctuate greatly in the short term, in the long run, with the continuous growth of global edible oil demand, the horse palm oil market still has great growth potential. Therefore, investors should consider holding relevant assets for a long time.

In a word, the trend of horse palm oil market provides investors with rich investment opportunities, but it is also accompanied by certain risks. Through scientific investment strategy and risk management, investors can obtain stable income in this market.

(Editor in charge: difference extension)

[Disclaimer] This article only represents the author’s own views and has nothing to do with Hexun. Hexun.com is neutral about the statements and opinions in this article, and does not provide any express or implied guarantee for the accuracy, reliability or completeness of the contents. Readers are requested for reference only, and please take full responsibility. Email: news_center@staff.hexun.com.

Zhang Guimei’s deeds are adapted into film and television dramas to pay tribute to the model theme of the times.


Special feature of 1905 film network "As long as I have a breath, I will stand on the podium, do my best, give everything, and have no regrets when I die!"


Rooted in frontier education for more than 40 years, he promoted the establishment of the first free high school for girls in China. Since its establishment in 2008, he has helped more than 2,000 girls to go out of the mountains and enter universities. Zhang Guimei, the "burning lamp principal", has been widely praised for his touching deeds of blocking the intergenerational transmission of poverty through education.



Over the years, Zhang Guimei has successively won the title of "Model of the Times", "Touching the Person of the Year in China in 2020" and "July 1st Medal". Over the past two years, artists from all walks of life have created Zhang Guimei’s touching stories in various artistic forms, which has enabled the whole society to have a more comprehensive understanding and understanding of her.


Yunnan Theatre has launched a large-scale original drama "Teacher Gui Mei", which is developed in the form of modern drama of "repeating the past". Yunnan Yunnan Theatre integrates national characteristics, presents the Yunnan opera Zhang Guimei, and enters the stage of the National Grand Theatre. "Bloom" reproduces Zhang Guimei’s life as an original musical in the new era, starring singer Sitar tan, and successfully premiered in Beijing in September this year.


Picture musical "Bloom"


A few days ago, the drama series "Girls’ School in Dashan" based on Zhang Guimei’s true story released a poster to announce the boot plan. Similarly, the film "Great She" focusing on Zhang Guimei is also being produced.


What are the highlights of these works? At present, the film and television creation around the model of the times continues, and how to shoot and play the model characters well is also a challenge that the creators must face.


Are you looking forward to the movie "Zhang Guimei"?

"Girls’ School in Dashan" was filmed and put on record in May this year. It will tell the story of Zhang Guimei’s struggle and dedication on the education front from the establishment of a free high school for girls to attracting more and more children to apply for the exam. Later, her health went from bad to worse.


According to the summary, it can be seen that the drama truly follows Zhang Guimei’s real experience in the plot, and will comprehensively show the whole process of her hard work for mountain education from the past to the present.



Yang Fei is the director, Yuan Bullet, the screenwriter of Ode to Joy, Ding Han, the screenwriter of Island Keeper, and Yuan Keping, the screenwriter of Great Rivers, are the consultants. Judging from the screenwriter lineup, it has assembled the main behind-the-scenes creative forces of high-profile realistic film and television works in recent years.


Yang Fei has directed online dramas such as Angry Sunny Xiangxi, Longling Cave, Antique close encounter of mahjong Ⅱ: Looking for Porcelain by Looking for Ink, Splendid Stars and Splendid Moon Rising to the Sea, and is good at themes such as costume, suspense, fantasy and adventure. Girls’ School in the Mountains is a mainstream narrative drama featuring women, and it is an area he seldom touches. Such a director and screenwriter combination may collide with new sparks.



According to the true story of President Zhang Guimei, the cinema film "The Great She" released a casting group news some time ago.


According to public information, "Fuck off! Yuan Yuan, the screenwriter of tumor jun and Later Us, and Chen Qiling, a well-known writer, wrote the screenplay. Yuan Yuan was nominated for the Best Screenplay of Golden Rooster Award and Excellent Screenplay Award of China Film Watch Award, and Chen Qiling won the Excellent Screenplay Award of Xia Yanbei Film Screenplay Collection twice.


The film was directed by Dasheng Zheng and Yang Jin, and Dasheng Zheng was twice nominated for the Golden Rooster Award as the best director of Chinese film with 1921 and Village Drama. His works often draw on the reality from history to express his deep thinking on the development of China era. Yang Jin once directed films such as "Some people praise cleverness, others don’t", paying attention to rural theme creation.



This behind-the-scenes team includes two generations of directors who are deeply realistic films and two creators who are good at writing women’s emotional stories. The lineup is also worth looking forward to.


The film will focus on "the story of a determined woman and a group of teachers who have just graduated and are still immature, with more than 100 girls successfully changing their lives." It can be seen that the film not only has Zhang Guimei’s biography, but also shows many teachers’ roles with different characteristics and personalities.


The story of President Zhang Guimei in the creation of film and television works should follow the reality and also require new changes. The audience hopes to see a real Zhang Guimei in the light and shadow shaping, instead of routine, shouting slogans, deliberately sensational, exaggerated praise, and presenting this typical figure with different perspectives, structures and styles.


The theme creation of paying tribute to the model of the times is booming.

Since 2014, Publicity Department of the Communist Party of China has organized and awarded a number of advanced typical "model of the times" titles every year, and film and television creators have shot a series of biographies around them, writing big feelings with short stories and showing big themes with small incisions.


There are Li Baoguo, Mao Fengmei and Huang Danian with their titles, and there are prototypes of Happiness Coming Soon (prototype: Ma Shanxiang), Border Guard (prototype: Wei Deyou), My Himalaya (prototype: Zhuoga, Sister Yang Zong), HUANG WENXIU (prototype: Huang Wenxiu), and.



The Islander, based on the true story of Wang Jicai and Wang Shihua, won the Best Feature Film Award in the 34th Chinese Film Golden Rooster Award in 2021. The film shows the ordinary and great dedication story of Wang Jicai and his wife Wang Shihua who have been guarding the border island of the motherland for 32 years, which embodies the lofty character of "people’s model" and touches everyone.



The theme of the model of the times has become an important content in the creation of current film and television works, expanding the new pattern and new realm of mainstream realistic themes.


Especially in recent years, many commercial cinema blockbusters have also explored the different heroic model images of each era in terms of materials, and gained high box office and good reputation. For example, "My Father and I" depicts the astronauts, Chinese Doctors truly depicts the heroic group of frontline medical staff fighting against the epidemic, and The Battle at Lake Changjin reproduces the heroic feats of heroic soldiers fighting against US aggression and aiding Korea on the battlefield.



Last year’s hit TV series "Meritorious Work" used unit dramas to tell the wonderful stories of eight meritorious deeds, all of whom were model figures who made great contributions to New China, including Yuan Longping, the father of hybrid rice, Shen Jilan, who initiated "equal pay for equal work for men and women", and Tu Youyou, the first Nobel Prize winner in medicine in China. There is also Zhang Fuqing, who suffered hardships in the War of Liberation. After retiring, he resolutely went to poor mountainous areas to dedicate his life. He was awarded the title of "Model of the Times" in 2019.



"Meritorious Work" won the Award of Excellent TV Series and Excellent Actor in the 33rd China TV Series Flying Award. Minning Town, who also won the Award of Excellent TV Series, Excellent Screenplay and Excellent Actress, also reflected the glorious story of the model of the times.


Since 1996, the people of Fujian and Ningxia have created the "Min-Ning model" of the counterpart poverty alleviation cooperation between the east and the west, which has become a much-told story in poverty alleviation work. The plot in Minning Town also reshaped the image and history of Fujian-Ningxia counterparts in poverty alleviation and cooperation.



Not long ago, during the China Golden Rooster and Hundred Flowers Film Festival in 2022 and the 35th Golden Rooster Award of China Film, Wanda Pictures released a new film "Shen Jilan", which was directed by Haas Chaolu and starred by Yue Hong, and will reproduce Shen Jilan’s unshakable revolutionary beliefs and enduring labor qualities.



The film and television creation for model figures is becoming more and more hot, and how to film them well is quite challenging.


Chen Li, director of Islander, once admitted in an interview that she was afraid of making a didactic film, fearing that the film was not as touching as a report. After filming, she concluded that the focus of filming a good English model film is to experience life, go deep into life and capture moving details. "Don’t shout slogans, and don’t be tall." "Don’t be arrogant, but give the audience a sincerity."



How to perform a good role model is also a big challenge for actors. Only when the role is established and performed well can the work have a solid foundation and stand firm.


Li Xuejian once won the Golden Rooster Award in Chinese Film and the Best Actor Award in Hundred Flowers Award in Popular Film for his Jiao Yulu. He vividly interpreted the image of Jiao Yulu as a model cadre who loved the people and loved the people and worked hard. It is reported that at that time, in order to be close to Jiao Yulu’s body shape, he experienced life during the day and stayed up late at night to slim himself down, losing more than 20 kilograms and feeling tired.


The director of Jiao Yulu once praised, "Li Xuejian’s performance is surprisingly good. He is performing with his heart and soul." "Similarity" was achieved, and Li Xuejian tried his best to be "spiritual".



I hope that every next work on the theme of the model of the times will be able to shoot their true deeds with heart, affection and hard work. Only when an actor learns from and respects the model figures and puts his heart and soul into them can he turn him into me, perform brilliantly and live up to expectations.


The Great Wall divides off-road into four levels, and tanks will enter the pan-off-road market.

What is cross-country? Camping, long-distance self-driving, sand washing, climbing mountains and mountains … Everyone has a different definition. No matter which form, safety comes first. However, at present, there are too many cars that claim to be "off-road" in the market, especially new energy vehicles. Using the shape of a square box with electric four-wheel drive often gives people the illusion of hard-core off-road.

As an ordinary consumer, it is difficult to match the vehicle performance with the scene. In view of this situation, Great Wall Motor classifies off-road vehicles in a responsible attitude towards users.

Great Wall Motor divides off-road into four grades, from high to low, they are super off-road, strong off-road, pan-off-road and urban SUV. The tank brand products will cover three levels: super off-road, strong off-road and pan-off-road. The super off-road has not been released yet, and this level of vehicles is often used for emergency rescue, or only a few off-road players may contact it. At present, including, tank 400 Hi4-T, tank 500 Hi4-T and tank 700 Hi4-T, all belong to the strong off-road level. At this level, tanks have a relatively complete product matrix and user base.

Next, I believe that the tank brand will focus on the pan-off-road market. For this reason, the tank has released a new vertical dual-motor hybrid architecture HI4-Z.

An important feature of the Hi4-Z platform model is that it pays equal attention to energy consumption and performance. Compared with the Hi4-T model, it will be equipped with a larger capacity battery, with a longer battery life, exceeding 200km under WLTC working conditions, and even meeting the needs of most urban users for a week. At the same time, its maximum charging power can reach 163kW, and its battery life can be 120km after 15 minutes of charging.

At the same time, compared with Hi4, its performance is stronger. Hi4-Z uses P2+P4 dual-motor layout, in which P2 motor is both power generation and driving, P4 motor is driven at the rear axle, and the engine has 2.0T and 3.0T options, matching a self-developed vertical 3-speed DHT gearbox, which can adapt different gears according to different road conditions. Under this system, the comprehensive power of the vehicle can reach 715kW, and the three power sources simultaneously exert their power, which can realize 4s-class zero-hundred acceleration! At the same time, the Hi4-Z is also a decoupled off-road architecture that can be directly driven by a full-speed engine. The engine can be involved in driving at any speed, and even if it is fed, it can still achieve 5 s-class zero acceleration.

Red dot observation

The sales volume of tank brand reached 500,000 vehicles in 44 months, which fully proved the hard power and user recognition of its products. Although some achievements have been made, the tank brand has not stopped. Next, it will meet the needs of users more pertinently, and provide users with a better solution for each outdoor scene by adopting the multi-line method of Hi4-T, Hi4-Z, gasoline, diesel and hydrogen energy.

The price reduction of Huizhou BMW i4 is coming! The latest offer is 329,900 yuan, and the discount waits for no one.

[car home Huizhou Preferential Promotion Channel] The latest news shows that Huizhou area is carrying out substantial preferential activities. The maximum preferential amount is 100,000 yuan, and the minimum starting price has been reduced to 329,900 yuan, which has attracted the attention of many consumers. If you are interested in BMW i4, please click "Check the car price" in the quotation form to get a higher discount.

惠州宝马i4降价来袭!最新报价32.99万,优惠不等人

The exterior design of BMW i4 adopts a fashionable and dynamic style, the front face adopts a closed design, the air intake grille is replaced by a black panel, and with sharp LED headlights, it shows a strong sense of science and technology. The body lines are smooth and the roof lines are tilted backwards, forming a unique slip-back shape, which makes the vehicle more sporty. In the rear part, the BMW i4 adopts a long and narrow LED taillight, which echoes the front face and presents a futuristic visual effect as a whole.

惠州宝马i4降价来袭!最新报价32.99万,优惠不等人

The body size of the BMW i4 is 4785*1852*1455mm, the wheelbase is 2856mm, the front tread is 1601mm, and the rear tread is 1630mm. The side lines of the car body are smooth and dynamic, and 18-inch rims are adopted, with 245/45 R18 in front of tyre size and 255/45 R18 in rear of tyre size, showing the sporty rim design.

惠州宝马i4降价来袭!最新报价32.99万,优惠不等人

The interior design of BMW i4 fully demonstrates the perfect combination of luxury and technology. The center console is equipped with a 14.9-inch high-definition touch screen. With the voice recognition control system, the functions of multimedia system, navigation, telephone and air conditioning can be easily controlled. The steering wheel is made of high-quality leather, which supports manual adjustment up and down and back and forth, ensuring that the driver can find the most comfortable position. There are also a number of USB and Type-C interfaces in the car, which are convenient for front and rear passengers to charge or transmit data, and the front row is also equipped with wireless charging function. In terms of seats, BMW i4 offers a variety of material choices, including imitation leather, genuine leather and leather /Alcantara mix and match, to meet the needs of different consumers. The front seat supports a variety of adjustment modes, such as front and rear adjustment, backrest adjustment, height adjustment (4-way), leg rest adjustment and lumbar support (4-way), and has heating function to bring more comfortable driving experience to drivers. In addition, the driver’s seat is also equipped with electric seat memory function, and the rear seats support proportional tilting, which improves the flexibility and practicability of the space.

惠州宝马i4降价来袭!最新报价32.99万,优惠不等人

BMW i4 is equipped with a high-performance electric engine, with a maximum power of 210kW and a maximum torque output of 400N·m, which brings a strong power experience to drivers.

The owner of car home spoke highly of the sound insulation performance, dynamic performance and exterior design of BMW i4, especially referring to the luxurious feeling of volcanic red interior, which he thought was comparable to that of Mercedes-Benz.

Are all male characters "scum"? The gender perspective of Our Marriage has caused controversy.

With superb acting skills, David plays a husband, Sheng Jiangchuan, who is deeply influenced by the idea of "male chauvinism" in Our Marriage. It seems that this role will be "dragged out and beaten up" by netizens as soon as he speaks.While angry, netizens feel unworthy of Bai Baihe’s role as comet Shen.

This shows that David brought the role to life, which made netizens hate such a man with "male chauvinism". In the play, there are other male characters, such as Huo Liankai played by Lawrence Wang, Cao Daren played by Shi Jingming, and Lu Weibin played by Tong Yue, who are just as famous as Sheng Jiangchuan and rated as "love rat Group" by netizens. More extreme netizens think that all the male characters in Our Marriage are "love rat" except Yuwen Li played by Ann.

This triggered a heated discussion among netizens. Some netizens believe that "Our Marriage" shows the attributes of men’s "trusting love rat" and enhances women’s panic about marriage; Some netizens believe that "Our Marriage" deliberately smears men to cater to female audiences and takes gender opposition as a gimmick.These are all disputes caused by gender perspective.

From the perspective of women, the male characters in Our Marriage have obvious shortcomings, old-fashioned and extreme ideas, and are not worthy of being entrusted for life. Women should be beautiful alone; From the point of view of men, the portrayal of male roles in TV plays is as bad as it can be, which is completely discrediting men, making the audience feel that the right ones are women, and using gender opposition to cater to women.

But from the perspective of TV series, the description of male roles in Our Marriage is not to vilify male roles, nor is it to reduce the marriage rate of the country, butLet the role be fuller to reflect a social situation,Let the audience find the problem and arouse their thinking. Rather than causing gender confrontation, it is more likeLook at family problems from the perspective of both men and women, and form a kind of thinking debate to discuss current problems.

Sheng Jiangchuan’s "male chauvinism" is mainly reflected in the traditional concept of "the man is the master outside and the woman is the master inside". He believes that a man should work outside to support his family, so as to express his protection and love for his wife and show his charm as a man and head of the family. However, Shen Comet believes that women can be very independent and realize their own value in the workplace. Both husband and wife should have the same division of labor and equal status.

The other two families are typical representatives of this dialectical thought. Moreover, there are not only male characters but also female characters with obvious defects in Our Marriage.

Dong Sijia is a working woman. She is eager to realize her self-worth at work, while her husband, Yuwen Li, takes care of her children and family at home. She is a model of "women can also earn money to support their families", but she does not support her husband to find a job, thinking that it is not as beneficial for him to realize his ideal as to bring up children at home.

Jiang Jing is a stay-at-home mother, and her husband is the only one in the family, so she has no right to speak in the decision of family affairs. She regards her family as a company and her husband as a boss.

What the plot shows is that,These families are in conflict because of the incorrect thinking and unequal status of husband and wife.It’s like the realistic version of the last debate contest in Shen Comet’s university period, which shows the views of both husband and wife from the perspective of gender.

From the perspective of gender, the audience can more clearly understand how the family conflicts in TV dramas are generated, so that both sides of the contradictions can be distinguished.

Just like when Sheng Jiangchuan and Shen Comet quarrel, after the two sides express their views, they will definitely blame each other and find a breakthrough in each other. When both sides complain to their friends, the audience will also look at it from the perspective of both sexes. Perhaps inadvertently, we have stood in the perspective of sex to support the protagonist’s point of view.

At the same time of the debate, Our Marriage also expressed its ideas. It thinks that the idea of "men dominate the outside and women dominate the inside" is an outdated traditional idea, which is not suitable for modern society.Modern marriage should be equal, have the same rights, and share the obligations and pressures.

In the play, a "double-standard character" is specially designed, the father of Shen Comet, who supports women in their marriage to be husbands and godsons at home, but also supports women to work independently in their daughter’s marriage, which is also to persuade the audience with this idea to think differently.

TV series is an artistic process of life. On the basis of life, there must be exaggerated elements and even fictional places, so the audience need not quarrel seriously.The protagonist of life is yourself, so don’t be influenced by TV series.The real problems reflected behind TV dramas are really worth our thinking.

Classification management of network anchor taxation: how to set standards and how to design schemes?

  A, classification management ideas and standard setting

  Different choices of civil subjects based on network anchors, as well as different civil contract designs from platforms and brokerage companies, constitute different tax payers and different tax objects in tax law, and apply different substantive law rules and collection and management procedure rules, which inevitably requires the introduction of hierarchical management ideas. Classified taxation management is the essential appeal and concrete embodiment of the statutory principle of taxation. Under the guidance of classification, focusing the collection and management efforts on high-income groups such as head anchors and star anchors is in line with the requirements of the principle of collection and management efficiency, and also meets the requirements of the times to play the role of tax social distribution regulation under the background of common prosperity.

  How to set the standard of classification is the first question that needs to be answered. The first and bottom line standard is to classify according to the clear provisions of the tax law, and stick to the bottom line of no one size fits all.

  From the main design point of view, the network anchor is either in the form of a natural person, or in the form of an individual industrial and commercial household, a sole proprietorship enterprise and other organizational forms; In terms of civil contract design, the network anchor either signs a labor contract or business contract with the live broadcast platform, or signs a contract with a brokerage company and forms a tripartite relationship with the live broadcast platform; From the type of income, the main income is labor remuneration and business income (including the business income of natural persons, individual industrial and commercial households and sole proprietorship enterprises), and under special circumstances, it is salary income. If a company is established, it should also be taxed according to enterprise income tax.

  It is necessary to combine the above various civil subjects and their different contract types, and carry out classified collection and management in accordance with the clear provisions of the tax law, including income tax and value-added tax. The bottom line that needs to be grasped is that we can’t blindly make a one-size-fits-all approach, that is, unify the collection and management according to a certain subject type and contract type.

  A more guiding standard is to classify according to the amount of income, and advocate the establishment of individual industrial and commercial households, sole proprietorship enterprises and other organizations for high-income groups such as head anchors and star anchors and tax them accordingly. The important orientation of classified management is the collection and management of high-income groups, such as head anchors and star anchors. The amount of income should be regarded as an important standard of classified management, and a standard of amount can be determined by month or year (for example, 100,000 yuan per month or 1.2 million yuan per year). For those above this amount, tax authorities and platforms advocate the establishment of individual industrial and commercial households, sole proprietorship enterprises and other organizations, and handle tax registration, standardize the establishment of accounts and tax accordingly. Of course, it is not mandatory to advocate the establishment of an organization, and taxpayers’ free choice should be respected.

  Second, the taxation and scheme design of two types of network anchors

  According to the above standards, we can roughly outline two tax forms of network anchors:

  The first category is to advocate the establishment of individual industrial and commercial households, sole proprietorship enterprises and other organizations for network anchors above a certain standard amount and tax them accordingly;

  The second category is network anchors that have not reached a certain standard amount, or have reached a certain standard amount but have not established individual industrial and commercial households or sole proprietorship enterprises.

  The taxation of the first type of network anchor should be the key concern.

  The first type of collection and management scheme is designed as follows:

  (1) Main taxes and tax items: personal income tax is taxed according to "business income" and value-added tax according to "modern service industry" or "life service industry". As far as individual taxes are concerned, from the perspective of formal taxation, the establishment of individual industrial and commercial households and sole proprietorship enterprises should generally be taxed as "business income", and in special circumstances, it can be taxed as "labor remuneration" based on the principle of substantive taxation.

  (2) Collection and management methods and invoice management: taxpayers declare by themselves, issue invoices by themselves or apply to the tax authorities to issue invoices on their behalf. Whether it is individual tax or value-added tax, for the establishment of an organization, taxpayers should declare themselves, issue their own invoices or apply to the tax authorities for invoicing.

  (3) Tax determination method: mainly based on audit collection, supplemented by approved collection. According to State Taxation Administration of The People’s Republic of China’s "Strengthening the Tax Administration of Employees in the Entertainment Field", "individual studios and enterprises that are required to be established by celebrity artists and network anchors should be instructed to establish an account system according to laws and regulations, and tax returns should be made by means of audit collection." Therefore, for such anchors, tax registration should be handled, accounts should be strictly established, and accounts should be audited and collected; Considering the difficulty in establishing accounts and saving the cost of collection and management, we can also consider collecting some anchors by verification, but we should ensure the balance of tax burden between the collection by verification and the collection by audit, so as to avoid the alienation of verification into a tax preference tool. (4) Tax payment place and competent tax authorities: According to the relevant provisions of the tax law, "operating income" should be declared and paid in the tax authorities where the business management is located, and the competent authorities are the tax authorities where the business management is located. In terms of value-added tax, it should be declared and paid by the tax authorities in the place where the institution is located or where it lives, and the competent authority is the tax authorities in the place where the institution is located or where it lives.

  The second type of collection and management scheme is designed as follows:

  (1) Main taxes and tax items: personal income tax is taxed according to "labor remuneration" or "business income" and value-added tax according to "modern service industry" or "life service industry". If there is no organizational structure, the income obtained from the platform or brokerage company can be taxed as "labor remuneration" or "operating income". From the point of view of collection and management efficiency, we might as well simplify it: whether it is continuous and regular activities for business purposes, and the size of income quota, as the distinguishing standard. Those who do not reach a certain standard amount are generally taxed according to "labor remuneration" (which can be understood as non-sustainability, regularity and small income); For those who reach a certain standard amount, they can be taxed as "operating income" (which can be understood as continuous, regular and large in income).

  (2) Collection and management methods and invoice management: if the tax is levied according to "labor remuneration", the payer (platform or brokerage company) will withhold and remit it when paying, and the anchor will make annual final settlement; The "operating income" shall be declared by the taxpayer. In invoice management, the former is opened by the anchor applying to the tax authorities, and it can also be considered to be opened by the platform or applied to the tax authorities; The latter is issued by the taxpayer himself or by the tax authorities.

  (3) How to determine the tax: if the tax does not reach a certain standard amount, it will be taxed as "labor remuneration", and the withholding agent will withhold it and broadcast the personal annual settlement; For those who are taxed according to "operating income", because there is no organization, they will generally adopt the approved collection, but taxpayers can also audit the accounts if they establish accounts.

  (4) Tax payment place and competent tax authorities: if tax is paid according to "labor remuneration", tax payment shall be declared at the tax authorities where the household registration is located, the habitual residence or the main source of income; If there is a withholding agent, the tax authorities where the withholding agent (such as the platform) is located shall withhold the declaration. Taxes levied on "business income" shall be declared and paid by the tax authorities in the place where the business management is located, and the competent authority shall be the tax authorities in the place where the business management is located. In terms of value-added tax, because there is no place where the organization is located, it should be declared and paid by the tax authorities at the place of residence or where the live broadcast activity takes place, and the competent authority is the place of residence or where the live broadcast activity takes place.

  No matter which of the above types, the network platform undertakes certain duties and obligations to assist in tax collection.

  First, the obligation to withhold and remit. For the individual tax levied according to "labor remuneration", the main obligation of the platform is the obligation of withholding and remitting.

  The second is the determination and sharing of live broadcast turnover. Whether it is reward income or sales income, the platform can grasp it in time and provide it regularly according to the requirements of tax authorities.

  Third, urge the anchor to handle tax registration, standardize the establishment of accounts, declare and pay taxes in time, and undertake certain inspection obligations and reporting obligations to the tax authorities.

  Fourth, the feasibility of entrusting the collection. From a practical point of view, entrusting to collect taxes is not the mainstream choice of tax authorities, but there is room for entrusting the platform to collect taxes for network anchors, especially for anchors whose income is higher than a certain standard amount but without an organization. The competent tax authorities can sign an entrustment agreement with the platform to entrust them to collect taxes according to the Administrative Measures on Entrusted Collection.

  In addition, the tax bureau should also strengthen the ability of data tax management, such as the construction of electronic tax bureau, electronic tax registration, electronic invoice and other related convenience systems, and at the same time strengthen the ability of data sharing with the platform.

  Third, the policy declaration and legal expression of classified management

  In recent years, the tax system has strengthened the tax collection and management of webcasting industry, which shows the spirit of the rule of law of statutory and strict tax collection and the times demand of common prosperity, but at the same time, it has also caused great uncertainty and even panic to the practitioners of webcasting industry and related industries: Is the tax rectification of network anchors a temporary "Great Leap Forward" or a continuous implementation of the rule of law? What is the policy orientation for tax consolidation, unified and integrated governance, or focusing on the big and letting the small and releasing water to raise fish?

  In addition, the resonance between the complexity of tax law norms and the complexity of the design of network anchor trading model also increases the uncertainty of anchor paying taxes according to law and tax compliance, and the lack of clear policy list guidance also increases the illegal risk of tax law. On September 18th, 2021, State Taxation Administration of The People’s Republic of China issued "Strengthening the Tax Administration of Employees in Entertainment Field", but it did not make clear policies and specific rules.

  In the face of the ongoing tax clearance of the live broadcast industry, tax authorities, network anchors, platforms and other parties should seek to build a basic consensus. The tax system can clearly declare its position on anchor tax collection and management through the rule of law, that is, taxation according to law and strict collection and management, as well as giving play to the social distribution and regulation function of taxation under common prosperity; In terms of policy, the tax authorities should establish the management thinking of classification and clarify the standards of classification and classification, that is, focus on the collection and management of high-income groups such as head anchors and star anchors, and at the same time follow the clear provisions of the tax law and stick to the bottom line of the rule of law that does not apply across the board.

  On this basis, the tax authorities should construct typical types of network anchors and sort out the current tax rules, and stipulate the tax collection and management types, tax collection methods and invoice management, tax determination methods, tax payment locations, competent tax authorities and tax-related assistance obligations of platforms for different types of anchors, so as to provide clear guidance for network anchors and platforms. This should be an urgent task and a fundamental solution to the current legalization of taxation in the live broadcast industry.

  (Author Wang Zongtao is an associate professor at Xiamen University Law School, doctor of law)

Has "mediation" achieved initial results? North Korea: The responsibility for the deterioration of the situation on the peninsula lies with the United States!

  Cctv newsUnder the pressure of the US-South Korea military exercise, North Korea’s nuclear weapons show its strength. While the situation on the Korean Peninsula is mired in a vicious circle of showing strength and confrontation, North Korea’s attitude has shown new trends. First, after a lapse of six years, he took the initiative to invite senior UN officials to visit the DPRK. Second, he sent a message to the United States through the Russian Foreign Minister, demanding direct dialogue with the United States. North Korea, which has always been tough, played the "diplomatic mediation" card at this time, which aroused great concern from the outside world.

  On the 9th, Faltman, UN Under-Secretary-General for Political Affairs, concluded his five-day visit to the DPRK and briefed the media on his visit to the DPRK. Faltman particularly emphasized the urgency of easing the tension on the peninsula and reiterated the importance of resorting to diplomatic channels to solve the problem.

  Only "sincere dialogue" can ease the situation.

  In a press release to the media, Faltman pointed out that only by resorting to diplomatic channels and through "sincere dialogue" can the current tension on the peninsula be eased, and in the process of solving problems, "time is the key".

  Faltman visited the DPRK from 5th to 9th, and had "extensive" discussions with DPRK Foreign Minister Li Yonghao and DPRK Deputy Foreign Minister Park Myung-kook on issues of common concern. They exchanged views on the Korean Peninsula issue and agreed that "the situation on the peninsula is the most tense and dangerous peace and security issue in the world today".

  During his visit, Faltman emphasized to the DPRK the necessity of fully implementing relevant UN Security Council resolutions. He also pointed out that to prevent misjudgment of the situation, the risk of conflict should be reduced through open channels. The international community is worried about the escalation of tension and is working hard to find a peaceful solution. Faltman also met with members of the United Nations country team and diplomatic missions and inspected some United Nations projects.

  This is the first visit to North Korea by a senior UN official at the level of Under-Secretary-General in six years.

  North Korean media announces UN Deputy Secretary General’s visit communique

  On the 9th, Korean Central News Agency also released a communique on the visit of UN Under-Secretary-General Faltman to the DPRK.

  According to the Korean Central News Agency Communiqué, Faltman visited the DPRK Foreign Minister Li Yonghao during his visit to the DPRK from 5th to 9th this month, and held talks with the Deputy Foreign Minister on the cooperation between the DPRK and the United Nations and the situation on the Korean Peninsula.

  The DPRK stressed that the responsibility for the deterioration of the situation on the Korean Peninsula lies entirely in the US hostile policy towards the DPRK and nuclear threats and intimidation.

  Faltman, on the other hand, said that the United Nations was deeply worried about the deterioration of the situation on the Korean Peninsula, and expressed his willingness to contribute to easing the tension on the Korean Peninsula in accordance with the UN Charter.

  Korean Central News Agency reported that the two sides agreed to communicate normally through exchanges at all levels in the future.

  Russian foreign minister sent word that the DPRK wants direct dialogue with the United States

  While North Korea asked the United Nations to mediate, it also rarely expressed its willingness for direct dialogue to the United States through Russia. According to the British "Guardian" report, on the 8 th, Russian Foreign Minister Lavrov conveyed the information of North Korea to US Secretary of State Tillerson during his attendance at the meeting of foreign ministers of the member States of the Organization for Security and Cooperation in Europe in Vienna. Lavrov said that the door of "direct dialogue" between North Korea and the United States on the "nuclear deadlock" is open, and North Korea is willing to engage in dialogue with the United States on the premise of security. Lavrov said that Russia supports this and is ready to promote dialogue. However, US Secretary of State Tillerson did not respond to this on the spot.

  China supports the US-DPRK dialogue and promotes the DPRK nuclear peace talks.

  China’s Foreign Ministry spokesman Geng Shuang said at a regular press conference on the 8th that China supports the dialogue between the DPRK and the United States and has been making efforts to this end.

  Foreign Ministry Spokesperson Geng Shuang: We have always said that the essence of the nuclear issue on the Korean Peninsula is security, and the core is the contradiction between the DPRK and the United States. As the direct parties to the nuclear issue on the Korean Peninsula, the DPRK and the United States should solve the relevant problems through dialogue and negotiation. In fact, China has been making efforts to do the work of both sides. At the same time, we also welcome the efforts of other parties, including the Russian side, to push the nuclear issue on the Korean Peninsula back to the track of peaceful settlement through dialogue and consultation as soon as possible.

  The hope of peace has not been annihilated. Choose not to accept the use of force.

  China’s Foreign Minister Wang Yi said at the opening ceremony of the 2017 Symposium on International Situation and China Diplomacy on the 9th that the current situation on the Korean Peninsula is still mired in a vicious circle of showing strength and confrontation, and the prospect is not optimistic. But at the same time, we should also see that the hope of peace has not been annihilated, the prospect of negotiations still exists, and the choice of using force is absolutely unacceptable.

  Foreign Minister Wang Yi: We believe that in the next step, all parties should seriously consider China’s "double suspension" initiative, take the first step to ease the situation, at least pull the situation on the peninsula out of the current "black hole" and create the necessary conditions and atmosphere for resuming dialogue and negotiations.

The national supplement version of iPhone16Pro was robbed of 5499 yuan, which triggered a storage capacity dispute.

Recently, the iPhone 16 Pro 128GB version enjoyed the national subsidy policy for the first time, and the news that the price dropped to 5,499 yuan sparked heated discussions on social media. This price reduction not only made many consumers flock to it, but also set off a wave of buying spree in JD.COM’s self-operated flagship store, which led to the goods being sold out for a time. However, behind this shopping spree, the controversy about storage capacity and cost performance also followed.

For the 128GB version of iPhone 16 Pro, consumers and industry insiders have had a heated discussion. Science and technology blogger "Science and Technology Daily" bluntly said that buying the 128GB version is really a "waste of state subsidies", and suggested that consumers should look to the domestic flagship mobile phone with the same price. Indeed, in today’s era of short videos and high-definition photos, 128GB of storage space may be stretched for heavy users. Domestic mobile phones with the same price often provide more storage space, which makes the cost-effective advantage of iPhone questioned.

Faced with the problem of insufficient storage space, some consumers put forward an alternative scheme of expanding their capacity by themselves after purchasing the 128GB version. However, this seemingly economical solution has great risks. According to Apple’s official statement, any unauthorized modification or disassembly will cause the equipment to lose its warranty qualification. In addition, unofficial expansion may also lead to a series of problems such as unstable equipment and incompatible systems, which will ultimately affect the user experience. In the iPhone ecosystem, the importance of official maintenance service cannot be ignored. Consumers need to weigh the value of warranty service while pursuing cost performance.

The introduction of the state subsidy policy has undoubtedly brought benefits to consumers, but it has also triggered in-depth thinking about product selection. When buying an iPhone, consumers need to fully consider their own needs, usage habits and subsequent maintenance costs, rather than simply being attracted by low prices. After all, a mobile phone that really suits you depends not only on the initial price, but also on the long-term use value.

The Morning Post is super-interesting. Bo Huang Jia Ling’s first collaborative new film "Love Myth" is a fun interpretation of Shanghai Uncle Xú Zhēng.

"Source of this article: 1905 Movie Network"
The fresh news morning call is all in the morning paper.
Good Friday morning, everyone ~ Have a good rest this Saturday and continue to work hard next week!
Preview the first installment of "Love Myth" and preview "Hug you through the cold winter" 12.24
On September 23rd, producer Xú Zhēng teamed up with post-90s female newcomer Shao Yihui as director and screenwriter, starring Xú Zhēng, Ma Yili, wuyue, Ni Hongjie and Zhou Yemang, with Justin and Wang Yinglu as special actors. The film "Love Myth" starring Ning Li, Zhang Zhihua and Wu Mian was officially released nationwide on December 24th. The film released the first preview of the "What I Say" version, and Shanghai Uncle Laobai (Xú Zhēng) interpreted the definition of a gentleman with interest, only to be easily killed by the childish words of the little girl, and the humorous and brisk atmosphere could not help but make people smile. The film "Love Myth" brings a relaxed and pleasant viewing choice to the cold end of the year.
In the noisy atmosphere at the end of the year, Xú Zhēng joined hands with many Shanghai-style actors to create a colorful picture of urban life. Although Ma Yili, wuyue and Ni Hongjie caught a glimpse in the trailer, the exquisiteness and amorous feelings of modern urban women have been vividly described. With the announcement of the film official, the film side also revealed more information at the same time. The six stills released by the film official explained love, marriage and friendship respectively. The caption of Xú Zhēng and wuyue’s stills reads, "Marriage, neglect consumes her more than cheating." The caption of Ma Yili and Ni Hongjie’s stills is, "Surprise, the round table can not only negotiate, but also appreciate each other." With the diversification of social environment and social life, contemporary people have a deeper understanding of the interpretation of "relationship". The relationship between several female characters in the film makes people have more room for reverie, and they are also full of expectations for the collision of several actresses’ acting skills.
Directed by Xue Xiaolu, starring Bo Huang and Jia Ling, and starring Zhu Yilong, Xu Fan, Gao Yalin, Yanshu Wu and Xu Shaoxiong, "Hug You Through the Winter" was officially announced for the first time, and a preview and poster were released, announcing that it will be released nationwide on December 24th. The preview begins with the empty Parrot Island Yangtze River Bridge. Several actors, including Bo Huang, Jia Ling and Zhu Yilong, use Wuhan dialect lines to connect seven warm-hearted smiling faces under the haze of the epidemic. Bo Huang and Jia Ling, who have a high degree of popularity, lead the film, and Zhu Yilong, Xu Fan, Gao Yalin, Yanshu Wu and Xu Shaoxiong, a group of acting stars, with a textbook-level emotional balance, performed the real image of ordinary people in the face of the epidemic, which instantly narrowed the distance between the film and the audience.
Bo Huang and Jia Ling, who cooperated for the first time, interpreted the thousands of volunteers who stood up in Qian Qian during the anti-epidemic period with their best images of ordinary people. Bo Huang wore a simple mask to transport the guests, and Jia Ling sent not only a shrimp-fried eel noodles, but also hope to those who pressed the pause button by the epidemic. The image of her and Zhu Yilong immersed in the sound of the piano makes the audience curious about what will happen between them. In the face of the epidemic, we still can’t relax our vigilance, and we must stop this war without smoke in the end! When the winter is over and the vegetation is Chu Qing, I believe there must be a new meeting to continue the warmth.
What happened to the stars? "Everything about my mother" appeared at the big film festival in Xu Fan to chat behind the scenes.
Recently, Zhao Tianyu, the director of the film "Everything About My Mom", with the leading actors Xu Fan and Xu Yajun, made a surprise appearance at the opening ceremony of the 28th College Student Film Festival of Beijing International Film Festival, interacting closely with the audience and chatting about the tidbits of film creation. The director bluntly interviewed 43 pairs of mothers and daughters at the beginning of his creation, and was dismayed to find that "mother and daughter are very close, but the distance is far away". This "contradiction" and the accumulation of a lot of real life details brought him an introduction to his creation. Xu Fan, the leading actor, laughed about his memories of borrowing a classmate’s bike to go to the Film Academy to watch movies, saying that in his eyes at that time, "no matter how far it is to go to the movies, I feel close in my heart".
In exchange for sincerity, many ordinary and real life details have built a bridge for the film to connect with life. After the film was released, this "truth" became the source of the film’s rapid increase in word of mouth. Many viewers left messages saying: "The mother and daughter in the film are exactly like me and my mother" and "it’s so true, because my mother’s love is always so selfless, the stories about her always make people cry", and some netizens "parted" from her mother. . Let the true feelings pull into the distance between hearts, cherish every minute with your mother, and this time, spend more time with the person who likes you the most in the world!
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